My first option was to take a bus to a rei in downers grove (about an hour away) and try to enter a real estate education course on a payment plan and try to earn while learning but after reading about the course on BP it doesn't seem like a good use of money.

In effect, the tenant would be disqualifying him/herself, or just simply withdrawing the application.

One of the properties is A-B area and the others were in B-C areas of Orlando metro.I don't know if I'm simply not getting enough information from owners.

No one is going to sue you for simply lending your money privately, @Julian Buick.

Welcome zack, id simply continue  study the market and talk to people.

When you convert to a fire dwelling policy it's likely they won't enter the property.

Dismissing (not dissolving) the LP simply means the lender must refile for foreclosure.

If you simply want to choose other investment or passive income approaches, then P2P lending, dividend stocks/mutual funds, carefully selected growth stocks, etc can provide that.  

Your lender will probably require it and even if they don't it's simply good policy for you to have it on any property that you own. 

Can you simply add additional plinths to give structural support or does all the flooring need to be ripped up to rebuild the sub-flooring?