Living in Florida on the gulf coast presents a lot of opportunity, and on the surface it seems like it could have less headaches than long term rentals.

However, as an exit strategy, I am going to refi if I cannot sell the home in a timely fashion and pull my $ back out so I can do it all over again.   

I buy properties from turnkey companies and also from the MLS and give it to PM folks.Lately I am noticing that in the houses that I have purchased there are issues that have surfaced which could have been handled in a better way when the property was bought itself.

We selected the Encinitas and Leucadia area of North San Diego County (Aerial photo above) because, first and foremost we live in San Diego (Americas Finest City), and secondly because of its old fashioned traditional funkiness, fabulous surf breaks and fantastically friendly beach people and surf culture; a true breed unto themselves.

I like them because of their very old fashion customer service. 

Seems a little old fashioned and was wondering what other options were out there, such as direct deposit?

Think of the real estate market as you would the fashion world.

My wife wants to just give them their entire deposit back and be done with these folks (who have been fairly unpleasant) -- and she also worries they could try to "retaliate" in some fashion.

They structure the loans to comply with Sharia law but charge you in a different fashion for the loan.  

half an inch is enough to carry live loads, why do you need more if sub surface is compact?