First thing first, double your money and protect it at the same time by creating another entity and using it to invest.

HUD's overall responsibility for interpretation, implementation, and compliance transferred to the Consumer Financial Protection Bureau (CFPB) on July 21, 2011.Who must be licensed as a loan originator?

There is no protection as there is with credit cards.  

I really would love to help them in this time (Assuming medical bills are adding up), however I'm having a hard time communicating with them and I feel that my landlord's wife is overwhelmed with caring for her ill husband at her age (Which is completely understandable).Ultimately I can do what's best for me, get a lease signed to protect myself in case of a passing.

I'll initially be visiting as an eyes wide open investor.

PMI protects the lender ... the loan and if you default, the lender gets the benefits.Previously, once your LTV was less that 80%, it was possible to apply to have pmi removed, but many loans today run forever and the only way out is to refi (and they get you for fees again).

We are a very consumer protected state.I would say if it is permit type work, pull the permits.

Make sure you ask a lot of questions to your lender when it comes to FHA financing, in my view eyeing a property is one thing and raising capital or financing that house is another, they both are two different battles to be fought before you close on the house.Good Luck to you. 

I like my work, but it's ruining my health and eyes. 

In fact, more companies are choosing to close in an LLC to avoid the laws that protect individuals.