Debris should be removed from the roof surface to prevent premature wear and proper drainage.- Repair: Pointing of deteriorated mortar between the bricks of the exterior walls is advisable throughout to prevent further deterioration (front and rear).- Repair: Damaged brickwork at the rear wall should be repaired to preserve the wall.- Repair: The loose siding at the front porch roof line should be re-secured to avoid wind-damage and varmint/pest entry and moisture intrusion...

Yes, they CAN scratch but on the whole, they hold up much better than carpet, or most other surfaces.

If you think it does, then you don't understand who you are, and it won't matter what you call yourself.If you paint houses, but don't like the term "painter", it won't matter if you tell others you are a "surface color coordinator"...you still paint things.

Call Surface Concepts just have it recoated.  

We are in a new age of organized crime, where criminals do something sooooo nearly legal that appears moral on the surface, but when actually analyzed is either a scam or fraud.

Is it possible to borrow the funds from my IRA (I believe I have 120 days) and then replace them in some other fashion?  

This may be simple and almost "common sense”, but sometimes the answers to complex problems are simple.I've only touched the surface on SEO, but just know that it's not complicated.

I ended up just using the old fashion checksWhat type of mail/calendar server service did you use?

Most likely the issue is poor surface water management, failing gutters or missing downspout extensions.

I have wood floors, it is a hard surface but not cold.