The reason why most landlords look between 600-650 is because most renters don't have a history of mortgage payments to boost their score.

Even with HML, I've applied in the past and most pull credit, they told me not so much for score, but to check if you have Bk's, foreclosures, liens, or a history of settling debt for less than agreed.Certainly there are owner finance deals where it might not matter as much, but personally, I believe in the RE game, good credit helps a lot.

Greene County, VA is in the top 10 of all counties in Virginia for short-term rental income as our history, wineries and breweries, and beautiful Blue Ridge Mountain views bring allot of people down to visit.

The assessor site should have owner info to find absentees, as well as deed and sales history. 

I am curious on the selling or rental aspects for 2 potential properties with a little history.  

Screening Highlights
City criteria would broaden approvals for people with criminal backgrounds.City to reduce income requirements from 3 times the rent to 2 times the rent.City requirement to provide individual a...

Basically (and I don't know if Equifax and Transunion offer this) through Experian, you link Experian to your bank account and it automatically searches your history and finds all your not reported accounts that you have linked to your bank account. 

I have bankruptcy on my credit history and that stops me from getting any loans.

If we don't do this we may have a harder time accessing the equity because of work history and it may be more expensive as either a 2nd loan/HELOC or refinanced as an investment property.Would you please share your thoughts?

If so, make sure you look through the rent history (and get their security deposits from the current owner) and get copies of the lease.