I would go in for your water/sewer first without initiating the discretionary processing.

., you want to include specific provisions not covered by the standard form), you'd be best off with an attorney. 

Will they be able to screen the difference between an emergency and a standard request?

We already have a well and water system installed able to accommodate the new build but That's about all I know.

.  :-(  The bonus that doesn't get a lot of talk time, however, is the really good reporting that can be generated when you leverage the classes along with standard bookkeeping practices.  

Roof, HVAC, water tanks, necessary updates etc.

This dirt compacted very hard under minimal water sprinkling and had standing water for 5+ hours in full sun 85 degree weather (beneath the standing water, the dirt was relatively dry - so it was holding water, not draining at all).  

This dirt compacted very hard under minimal water sprinkling and had standing water for 5+ hours in full sun 85 degree weather (beneath the standing water, the dirt was relatively dry - so it was holding water, not draining at all).  

They are not separated, electric, water are all on one meter right now, for both homes. 

How old is the roof, furnaces, hot water tanks A/C etc.. if you are setting aside $240 a month and all these things have 5 years or less left on them then you better double or triple the cost for repairs each month.