Not sure why you want people fudging that one when you restrict purchases to all cash.On a 7 year hold for the Boston suburbs I'd get:Rents: $2,800 x 3 x 0.5 x 84 = $352,800Appreciation of 5% for 7 years on $1M is $1,407,100 for a gain of $407,100Total: $759,900On the out of state I'd get:Rents: $1,200 x 11 x 0.5 x 84 = $554,400Appreciation of 2% on that hold would get $1,148,685 for a $148,685 gainTotal: $703,085So the pricey stuff wins by just under $57KBTW I did purposely pick the 2 set to be around 10 places so if you did allow financing it would be possible to more or less use the same cash.  

Dear all, We are looking into setting up a new bank account for any house/rental related income/expenses (we're first time owners of a multifamily property) . So far, we've been loyal customers with banks that don't h...

I know you didn’t elaborate a lot on sfh vs multifamily, but a lot of people/clients I know are interested in small multi family for this purpose (duplex/triplex/quad).

Best to sell to actiual home buyers.If you are dead set on selling to investors build purpose built multi unit rentals.

I did 75 to 100 flips a year in Portland market before I used the same capital to start a HML company.. and today we will will do close to 200 transactions.. funding for flippers of retail an rental purposes and build 30 to 40 new constructions during the course of the year.. 

Moreover, you have a foreign currency risk and the performance of the Canadian dollar versus the US dollar has been poor over the last few years to say the least.It might make sense for you hold real estate out of the US for diversification and risk mitigation purposes.

For loan mortgage purposes and if it ever gets sold, other people may not use that same strategy.

So it kind of gets back to your purpose of purchasing here?  

As for the 1% interest rate - the IRS has an Applicable Federal Rate which needs to be used for Federal Tax purposed.  

LLC's (and more important in my opinion trusts) are there for a reason; utilize them for their intended purpose.