You need to craft a plan while you have all this down time to ensure you outlast the typical agent in this town.

They can ensure you are set up to maximize your loss.

They include some recommendations across all three phases including good personal hygiene and employers developing policies to ensure social distancing, testing and contact tracing.Phase one includes much of the current lockdown measures such as avoiding non-essential travel and not gathering in groups.

The nice thing about it being online as well is you can set up automatic reminders to ensure that they are getting reminded of an incomplete application or missing documents, etc. all without you having to take the time to check and see if they turned it in or send in docs. 

After a grace period of one missed payment, the total amount owed under the plan will be deemed distributed.In either instance, making sure you are completing the proper due diligence and doing your research before making a loan from your retirement account will help ensure that you are following IRS guidelines and avoiding future penalties on your IRA.

On the flip side, if i do a cash out REFI right now....i get my hands on capital and lock it up now to ensure i have it.

@Dimitri Paspalaris ask your insurance broker to help ensure you have the appropriate coverage.  

They immigrated from Singapore a year ago, and had never lived in a townhouse.Should I make a visit to ensure the house is being taken care of, and they are not making mistakes and causing damage?

Learn from their mistakes by ensuring that your lease protects you from whatever happened to them.

The research and team building phases are essential, but ensuring you narrow down your search will keep you focused.