So, this is my formal introduction to the bigger pockets community.I envision myself being a wholesaler, building up to flipping, then rental properties, and finally building up the capital to take on commercial properties in the future.

Get smarter and more formal about how you run your business or get out of it.

You also have to complete 48 hours of formal training to maintain your license within the first two years.

There is no formal registration process for either an ESA or a service animal. 

Once you formalize how you communicate your progress to investors, they will seek you out.

My notary give me a letter to introduce myself as formal document to inform tenants that ownership has been changed.

Regardless of what option you choose, you must create a written agreement with your sister to formalize your arrangement 

If you are operating your properties under a formal business relationship (sole proprietor, partnership, corporation,etc.) you  should open a business account.

Otherwise for most residential it is not a rule that is taught formally or found in textbooks etc.

. - so I was hoping to use this as a way to receive a formal apology from her, acknowledgment of mistakes made that may have affected the outcome, and a possible resolution.