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What are the pros/cons about this approach?

and if so, how to approach it?

My second question is, 2) would it be possible for me to try to approach the bank before foreclosure if he is not giving me access to the bank (I do know which bank he is working with)?

Personally I think if you are going directly to sellers the more personal, and less corporate approach I think is best.

Hey @Gary WrightFirst, I just want to say that it is incredibly wise to have your sights set on multi-family properties.  

I originally planned on doing an introduction once I got my first RE deal but that prideful and stubborn approach would most likely hinder my progress as I venture down the path of real estate.I am a 24 year old (25 in April) student at San Diego State University majoring in Psychology.

Wow, that's incredible; I've always been one to think you learn more from doing things hands-on.

Its incredible on how actionable these books are instead of just theory based writing.  

It will help on the sell side if approached by an investor.