We already have NEGATIVE interest rates in multiple countries, and the US treasury rates just hit new historic lows courtesy of coronavirus. 

I live in Ankeny, so hit me up and let's talk

We ended having to fix the foundation after a year of ownership :( had we not had the rental I don’t think we could have weathered that hit.

If you have no reserves and you hit a problem- a costly problem then you potentially are in default or at worst very stressed and that is not a good place to be and could threaten significantly your future.

They were able to provide a loan to a property in Westchester when all the other banks hit an actuarial wall.Joe

And you can play hit and miss with contractors.

Rents were low and it was fully occupied with leases until May 2020 when it hit the market so very few people were interested at an initial asking price of 425k.

Ohio is in the rust belt, which has been pretty hard hit for a long time as manufacturing flees south and abroad.

Processing refinance loan applications has hit capacity.

I got a loan recently from a portfolio lender on a house that was hit by hail during the escrow period.