If you cannot convince her of the long term benefits of rental real estate, its not worth the risk.

I know you have the risk while renting it out but you would catch all the equity at the end.

A young couple marrying for the first time has a lifetime divorce risk factor of 40% using current trends. 31% of your friends, aged 35 to 54, who are married, engaged, or cohabitation have already been previously divorced.

The viability of the HOA becomes at risk if people don't get actively involved.

Jessica,In addition to what Will said, I think that the real risk in having your loan called due is in the future, when inflation rates skyrocket and interest rates rise rapidly.

My question would be why mess with something like this when you can enter into another market with less risk and more CASH FLOW.I think this has become a MAJOR problem, that many investors are looking to get into the game, but they are trying to stay in their own market and they can not make any money there.

And putting actual RE into an IRA has some very specific, unique and possible HUGE risks involved with it, make sure you talk to someone who knows about it or at least will find out more about it so you can balance out the pros & cons and make an informed decision.

It is a fully rented two family home and has little improvement costs and a solid cash flow.We are looking to find #2Both of us are concerned with risk.

As the lender, they want to know each borrower's history to judge the risk of the loan.

On the other end, the contractors would love to be paid 100% up front.At either end, someone is taking all the risk with no reward up front and these are inherently win/lose scenarios.So, contractors want to get something up front for their labor and materials.