As for the next few years, my boyfriend and I would like to be financially free (i.e. no debt, income producing assets providing a more than comfortable lifestyle), most likely living in Southern California, with a cabin in the Rockies and another home in D.C., traveling half the year and living our absolute best lives!

If you eventually see yourself as a loan officer working locally in your market then I would try to find a top producing loan officer and work as his/her assistant.

I feel like:1) Working only with investors would produce a consistent amount of business, as many investors buy and sell multiple times in a 1 year time-frame. 2) Investors are always buying, especially when the market turns, therefore helping me stay resilient through tough economic times. 3) Incredible connections when the time comes for me to start investing.

So I just assumed refinancing would come easy...What financial institution wouldn’t want to refinance a property that is owned free and clear with a long-term tenant that is producing solid cash flow?

It should be obvious if there is a likelihood of icicle damage.A properly insulated/ventilated roof will never produce icicles.

@Franklin Marte So, in theory, commercial properties like a 9-unit multifamily would be valued based on the income stream they produce...mainly, your Net Operating Income...makes it pretty easy to determine value.

I am still an active broker but don't do any retail I just use the license for my own stuffHowever my wife is a top producer.. and when a client wants to over price a listing..

The property is only worth what it presently produces.

With the right motivation and activity, I have seen agents become very successful producing agents in their first 3 months.

I would buy something out of state that produces good cash flow with little to no rehab.