Of course having San Diego as my market has promoted my view that unit count means $hit.  

I understand the principles behind the math, but still prefer to follow this path.I would appreciate links to forums, blogs, or books from investors who practice or promote strategies for REI with your own money without leveraging.Thanks.

My main goal with the post as always was to promote confidence and offer some insight to those who many not see rates every day.One thing for certain as rates continue to drop there will be larger number of new buyers putting in bids.

I would use part of that 20k to invest in your Real Estate profession IE website/marketing/promotion. 

This kind of thinking breeds ill will and doesn't promote long term tenants. 

I believe BP even promotes this as well as smartmove for background checks.

It just sound so strange and interesting that's why it is good to ask and share here.I studied about the FHA, and as you said it is all about discrimination, promote an equal housing opportunity for tenants and run a compliant rental business. 

I'm not promoting a blog or a book or anything.  

I dug around a bit and found there isn't much of an update (most recently updated article linked below): it seems that the Morris family is still in Portugal and purporting to be victims, some of the lawsuits have been dropped (or dismissed in part - the one I skimmed was partially dismissed because the claim didn't allege all of the elements of the asserted wrongdoings), and some of them seem to still be awaiting for Clayton to return to be able to serve him.Clayton Morris And The Morris Invest Fraud AccusationsInvestFourMore(Last Updated on February 17, 2022 by Mark Ferguson):He still promotes buying out-of-state turnkey rental properties.

@Maria Murphy yes correct, simply paying the debt in the owner's name to hacienda (tax office)/government first as part of the purchase at the notary and everything left to the seller.Valencia has worked quite well for us the last years and compared to Barcelona/Madrid the m2 prices are a lot lower.