That'd be a mortgage of $1200 or so.... and if I can build some more equity into property prior to refi that should reduce monthly mortgage even more. 

To also explain,through personal examples, how anyone can push through the stressful anxiety of overwhelming drive to accomplish the steps necessary to transcend your dreams into reality.I am not a successful investor.....yet. 

Twenty-Five cents on the dollar that used to go towards paying off the original principal of your mortgage would instead go to the banks as pure profit. 25% of every mortgage payment in the country would go to the banksinstead of reducing the household debt of ordinary Canadians.And reducing the debt of ordinary Canadians is what the Government says they want and why they came out with this new Stress Test Rule that uses the Mythical Posted Mortgage Rate.Posted Mortgage Rates are a Rip Off used by the banks to penalize and trick Canadians and is now used by the Government to lower Government Backed Insured Mortgage Debt.This will not decrease ordinary overall Canadians debt.

Check out the link to the add on trulia below:http://www.trulia.com/rental/3241217254-781-Countr...I have reduced the rate from $1,600/mo to $1,495 over the last few weeks. 

I'm also toying with the idea of refinancing the auto loan to reduce the payments and give myself more monthly cash to invest....but that wouldn't be very much and I'd still like to pay off the loan asap.

They outsource as much as possible to reduce overhead and risk.

Or do both, which I call the hybrid approach, be active w/some of you funds and passive w/other funds....you can then decide later like I did where you want to do more of....I'm gradually reducing my exposure to SFR and small MF because I want less headaches and I see more upside w/large MF apartments because of concepts like scale (300 units vs 1 SFR) and forced appreciation, essentially commercial property is valued based on NOI not comps as much (as SFR and duplex/fourplexes)...hence, if I can improve the NOI on a property I can exponentially create more value.  

Has anyone ever had any luck getting a large water and / or sewer bill from Cleveland Water or NEORSD reduced?

I suppose not having monthly payments does reduce stress.

I initially listed it at $147k, but after 2 ½ weeks of zero offers we decided to reduce to $141k and that’s when things really picked up.