Glad this ended with the boyfriend offering to pay for the damages, and a teaching opportunity for your team.

While doing research, It speaks about building a team and how one of the best ways to build a team is through referrals, but how do you get referrals, when you don't know anyone.

Our team is ready to start submitting LOI's for multifamily properties, and I've had brokers offer to write this up for us. 

If you're looking for a bank to handle your team's LLC, then any is fine, although you may want to establish a banking relationship with a lending institution that services the type of deal you may want to handle on your own with your holding/operational LLC  - i.e. buy and hold SFR/MF, fix and flip, or ground up construction.

Once you have this team in place, you should be able to confidently invest in any market.As for picking a specific market - I would go after one with an increasing job and population growth.

So when your starting out in realestate or have 50 units what is a team, what does it look like, an what kind of different people should be on it, (people with what roles should be on it)

There are a number of considerations for buying including: acquisition costs, occupancy rates & area tourism or desirability, regulations, taxes, boots on the ground options "The Team" with maintenance, cleaning, groundskeeping, HOA costs... so that being said, Poconos area properties come with their own set of challenges no doubt. 

Not saying it doesn’t require work, just meaning you can make money while you sleep if you run it well, market it properly, have consistent occupancy and a good management team!

Let’s say I could gather the “team” needed for construction, management, attorney, accounting, broker etc for services to work with a private lender.

Like you mentioned you can find any price point you desire within 30 minutes of the city center.I personally think you can make good money doing real estate anywhere with the right team who understands the market and your overall strategy.