Rustin Nordsven If you have mortgages on them the lender will not let you transfer title without due on sale clause.Answer the question, if the LLC does not have income / funds for 2 years the bank typically will also have you guaranty the loan and it probably would go on your credit report

I will ask the bank.

Not sure if that is for Texas or not since 90+% of the properties I buy are Hud/Va/Fnma/Banked owned and are all Special Warranty Deeds. 

The asking price has no bearing on what price the bank will accept. 

Probably not much different than leaving your cash in the bank.

I sell Property #1 for 40K down as 'boot' to cover the recapture tax (40K - taxes + 25K) from the buyer and he/she also brings a bank loan for 180K and I carry 180K of seller financing over 20 years. 

In your case $ 1.125,00The great thing about  calculators is that they’re blind to local markets, our attachments, emotions or bias.Generally you need to experiment on which wheels you need to turn (price, debt service, down payment, terms, etc.) to make the deal work.

For me, refinancing opportunities are changing in that I can get a commercial bank loan 5.75% with 20 yr amort and 80% of the appraised value.

All cash or bank financed offer, seller financing at a higher price or a lease with option to buy at an even higher price.With option 2 - SF, I just broad stroke it. 

Getting a property at a discount, adding value through renovation, getting tenants and showing the bank a "seasoning period" then pulling your money out via refinancing allows you to get back potentially all if not a profit from that deal, and go find another one.