. - By this point wifey is in the tail end of her 3rd trimester, obviously no one is moving anywhere at this point except onto a hospital bed once in labor.- They rent out House A to cover the mortgage, 12 month lease. - Wife has baby, apartment too small, no fault evictions in Oakland are a pain in the butt.- They purchased another home with an owner occupant loan and 5% down a few months after closing on their first, about a half mile away (job transfer to other side of the country = that exception is granted on a routine basis, it being the exact same neighborhood makes this unusual).- Underwriter would have been within reason to ask for a birth certificate to line the date of that up with the rest, but in this case elected not to.Note the unusual circumstances surrounding this.

However over the last year she convinced me and then I caught the real estate bug. 

Also, I think they are mostly 1 bed, 1 bath but it doesnt say that.  

On the conservative side I'm looking at negative cash flow, but on the higher end I'm looking at ~$600/month cash flow (based on converting the 2x 1-bed units to 2-bed units.

If you get a MF property with all 1 bed units, I think you'll attract less families, so local schools won't matter as much but proximity to jobs and bus lines and restaurants etc will matter.

80 Yr. old duplex priced at ~$110,000 (reduced twice since December of last year, initial price listed at $135,000)Each unit is 1 bed/1 bath, total square feet living is about 970Taxes in 2018 were $515On the website it shows property tax as $43/mo and home insurance as $52/moAssessment was about $4,500 (why is the difference so large from listed price?)

@William Gillette one of the people I asked yesterday has a 4 bed 3.5 bath property available.

It says theres a microwave but there isnt.2 - It says both the kitchen and baths were updated in the last 11-15 years.....try more like 40-50 years. 3 - Comps pulled are two 2bed/1bath houses and a 4bed/1bath house where this is a 4 bed/2 bath house.So I'm not super familiar with appraisers or the process and its not like I want to contest their numbers (I just made 30k) but this confuses me and I dont want it to bite me in the butt later.

One is a side by side duplex, great condition, 4 beds and two baths on either side, asking $270,000, current income: $2600/m.

Having a similar year to yours: suicide/OD last week, ugly eviction earlier this year, 5 other turnovers of longterm tenants (which as you know means addressing lots of deferred maintenance issues/full-blown rehab during make-ready) and several unexpected cap ex issues ($30k roof that hemorrhaged several leaks into the building after a hail storm, sewer line that blew up under a newly remodeled kitchen, furnace that crapped the bed on the coldest night of the year, etc.).