I'm fairly certain this is how the major list providers (ie list source etc) source their information. 

Seems high, but I don't know the CDA ratesI'd expect that you're the property manager considering you live there, so that's good money to youI'd expect since you're living there you perform majority of repairs/maintenanceI assume the units are separately measured for electricity, is $145/month for one or both units?

I am currently self-employed, have a down payment to invest and good credit. 

Wow I certainly overlooked that major fact!

Hi Alfred,It sounds like there is some gray area here, but I don't think the PM should charge you 1/2 month's rent for running a credit/background check and then drawing up a lease. 

If they won’t do that I let them know they may be subject to additional costs for collections, and that will hurt their future prospects for rentals as well as other credit based opportunities. 

I have good credit and income.

Ryan,Asset based lenders do not factor in debt or income - only credit, cash flow of property and loan to value.

We primarily operate in the major metros of Charlotte and Raleigh, but happy to connect and see if we can help or point you in the right direction.Thanks!

I’ll PM you for sure.As an update, one thing we realized is that a HELOC on the property to be flipped (appraised for $85k) would essentially destroy our credit (large loan for a short period, closing out a line of credit after a short period).