Everything in life is negotiable :)

I am curious if anyone else has run into this (and looking for real-life experience vs opinions), how was the feedback shared from the organization? 

I have used "rental arbitrage" to improve my brother's quality of life and to let him live a real life "house hack" scenario.

My tenants include entrepreneurs, students, a retiree, and those getting started in life and looking to save up what they can.

@Dominick Galinis...maybe its personal preference...these are plain folks just living life day-by-day...it's pretty amazing really...some are dipshit hillbillies, but most are good people...easy to work with...and they don't ask for much...and appreciate having a safe place to live...they do what they can to keep their home.

During the height of the pandemic with the Eviction moratorium some small investors that owned 4-6 properties with maybe 16-30 units found all their tenants default on them with no way to evict, no way to collect rent, and burned through their life savings of $150-200,000 trying to save their investment properties.

OR https://eapps.courts.state.va....Preditor Search here https://www.pameganslaw.state....Sex offendor search here https://www.nsopw.gov/en/Searc...Just google the relevant words for your state and you will find the free resource online. 

If it needs to be done in the USA I'd be willing to dedicate another 5 years or so to life in the USA.

I’ve lived in Hawaii most of my life.

Unless 10% is put down, MI will last for the life of the loan.3.