Ok guys I am going to try and make question that has been on my mind this as simple as possible.

I have a simple balloon payment sheet that can send to you so you can show the owner the number breakdown.

If you are in the business of doing something, XYZ LLC for example, I'd go with a simple program, Quickbooks and Quickbill come to mind, and there are free software programs for simple accounting entries I believe.

People who sit around waiting for another raise, and when they get it, they start dreaming of what they can buy (literally ran a study the day after raises were announced and you would be amazed how many monitors had new cars, new houses, new purses, new computers, new toys on them...everyone wanted to blow the money they just got before even recieveing it)Everyone has a different "financial problem" although the problem is simple, they all spend too much money on un needed stuffAll of these people are Destined to be W-2 workers the rest of their lives, because they car they drive is a direct necessity to their overall imageThe moral of the (probably poorly told) story is, if you want to be an investor, then you have to think like one.

I'm nobody in terms of "success" in real estate, but I've talked with several very successful people over coffee or the phone through simple introductions.  

Real simple.

The reality is, as with any new business venture, the vast majority will fail within 5 years.Most are not fully educated and will make simple mistakes that will lead to selling at a loss in many cases.

But one simple nugget changed my mind and made me listen and re-listen.For anyone that didn't catch it, he said (back in 2/5/15), and I paraphrase:"Having half the country hate on you is a very powerful thing, if half the country hates you, you can become president!"

In any event, yours is a simple solution I hadn't thought of - thanks!

I don't know how successful they are, but, I have a simple 3/1 next to the Hwy. that I am going to repair and Sell while the Value is High.