They are normally dry unless there was recent rain.

It's fannie mae's chart on the discounts given on a rate determined by credit, property type, occupation type, loan amount, and down payment.key word in your situation is " if you can." if you are getting seller concessions or can afford to put 25% and you wont be left bone dry in the bank at the end of the day, then why not.  

It should be a cut and dry thing, Here are your expenses for the month, here is the rent, and this is the held security deposit.

You are kinda late to the dance @Gabriel Cardus, retail Junior NPL has dried up, and with hundreds and hundreds of people educated by gurus who are willing to overpay for the garbage that is on the street means the competition is fierce for what is out there.

I don't necessarily mind the old ones as long as it's dry and it's still livable.

My mother always trusted that my dad would be successful again so she bled herself dry. 

Dried up?

My concern is how DRY this class is and how much information is thrown at you.

Of course you can be passive and buy performing stuff and get nice returns but when people are having courses that show you how to make a few hundred grand a year in notes people get all excited and rush to the well only to realize it’s dry and you need to work to fill it. 

This article explains why even though MERS is demonized, there are two ways to approach it and believe me it took a lot more reading mixed up with a shin-ton of thought lounging in silence on the couch.It's true that I do my best thinking about complex dry **** when I'm focused, not stressed, in silence and in the mood for it.