My credit history is not great (missed couple of payments few years back) and I am having tough time securing a loan (borrowing close to million dollars).

I obviously dont know each state, but the only person Ive heard mention on BP that it was legal in their state was a Florida agent.I'm fairly confident that it's technically legal in Ohio but my understanding is the Division will scrutinize the heck out of you and require a ridiculous amount of disclosures to ensure you make it clear to the seller that you are going to make a whole bunch of money off of them.Like you literally need to have them sign a document that says something to the effect of my commission will be anything I can sell your house for over $100k.

The only problem is you haven’t been in that long which lenders like to see at least a year of employment history but reach out here on BP and talk to some lenders and see what you qualify for!

Typically commercial lenders are looking for 35% down, some will do 20-25% for multifamily commercial, and rarely less that that unless you have a track record/solid history with these types of value add deals.

I'm managing from out of state for the next 9-12 months so I need a cleaner that I can trust and has a history of quality performance and a solid reputation.

When it was pointed out to the seller during the walkthrough yesterday, he answered that he will "tap it back in", as if he has done it before.In the seller's disclosure, he marked "No" on any history of walls/foundation shifting, movement, deterioration, past or present. 

I did not ask any specific questions about his disability status, but he did provide official documentation proving the lifetime compensation.Should his unemployment be a concern?

Puller a permit for a sewer line replacement and the sewer inspector checked the permit history of the house.

A market crash/correction is due if you look at history....but having said that, there is still the supply and demand thing.

Typically not recorded documents which lead to issues