Many associations are professionally managed and have documents, meeting minutes, etc. on their web site.

@Andrew Murphy That's really smart that you could take advantage of the good neighbor next door program.

After further googling them, i found another website they have kedollc.comAbout our Program page states:Kedo Funding Purchase Program The Kedo Funding purchase program has a number of benefits for the buyer over traditional mortgages, our competitors' owner finance contracts, rent to own and lease options.

I have read some tutorials on this web site but i still want to know if it is possible to get a master lease on a property with no money down?

Kimberly, that's not really what I said, I was speaking to the fact that federal law requires you to consider income regardless of it's source, assuming it's legal, they are speaking directly about social security and different types of assistance programs.

Does anybody have any information or know of any programs, book etc. where I can learn how to do this?  

Omar - don't forget the political aspects of real estate.In respect to development (or re-development), we can only imagine how the economics of a new tract built in a tough area may have played out.Politician needs to repay a favor to a supporter, who just happens to be a developer.Developer sees an opportunity to (maybe) change a negative economic trend in that community.Developer builds one less profitable project so that a much more profitable one can be approved in another community.Bank offers low, subsidized financing due to local or national programs that exist at the time.Just because it doesn't (or didn't) make sense, doesn't mean it was unprofitable.

So you'll need to figure in the costs involved and see if FHA is worth it to you.I wanted to point out that most states have a special program for first time home buyers where you may be able to get in a home with 0% down (like Virginia is VHDA where you take a class and they finance the FHA down payment for you as long as you live there x years).

The bigger banks will have much higher requirements on their government lending programs generally 620-640.

Google works well with other programs once you get started with databases.So in my opinion, I like Google Apps and think the you will like it.