My name is Mike and like many others here I am relatively new to the site and to REI, but I have been taking advantage of all that is available here to learn from including blogs, podcasts and the forums as well as book recommendations. 

Complete newbie here, but I'm struggling to understand the advantage of multiple properties that have small cash flow (due to loan repayment) vs a single property that is debt free with large debt flow.  

One of the advantages of designing your own, is you can adjust, add, change, subtract the way it looks and what it does as you want/need.Joe VilleneuveREcapSystemA2REIC

Especially being a female investor visiting vacant houses all over duration.

Feel free to jump in the community here and also take advantage of the treasure of knowledge here.

Would you say it's harder for a female to become a real estate investor than a male?

Take advantage of it!

Problem is it doesn't count for my personal credit and even the banker I worked with tried but said how terrible that was that they wouldn't count it.I'm not sure if everyones not understanding our plan or I am just getting myself into a mess but basically what we want to do is take advantage of the fact that we are in college so we don't need any money to support ourselves while on campus.

Feel free to jump in the community here and also take advantage of the treasure of knowledge here.

It wasn't the best deal ever (I know that now), but luckily I bought it in 2003 and was able to take advantage of some very nice appreciation.