If I change no other numbers in the expenses and income fields, I always seem to get a better return both Cash on Cash and Annualized Return percentages when I choose Cash instead of the mortgage numbers.

I guess the local feel my rentals are expensive.  

You have to go with a 12 month plan or an expensive outlay.  

It ain’t always pain free, but for investors who know what they’re doing it’s not that big an expense.

You can spot these by really nice lifted trucks with big tires they provide white glove service with expensive pricing.Good luck!

I would entertain the moving in, assuming the housing market out there is insanely expensive.

For 1950s houses in the one package, I have a hard time believing total expenses are 35% of rents.

Where do you find a property’s income/expenses?

Good thing is I didn't put down earnest money because instead of a contract, the city gave me "resolution", approval on my offer although I have expenses such as attorney and title report fees.

But you will not be able to pre-finance based on future ARV with a retail lender...which is the impossible task you seem to want to do...UNLESS you go the 203(k) route which is expensive and restrictive unless you already have the perfect GC lined up.