As I’m building my cash reserves I’m curious what types of account (s) should I hold the money in?

Treasury market is seeing renewed volatility as the 10-year yield has climbed back above 4.1%, reflecting persistent uncertainty and shifting expectations around the Federal Reserve’s next moves.

Fed Policy in the FogWith the shutdown now at a close, attention shifts the Federal Reserve for guidance on policy heading into the new year.

Emily,My best advice is team up with a Mortgage Banker who specializes in DPA, CA (County & Federal) Gants as well as specialty progams.

Quote from @Chris Seveney: Quote from @Doug Smith: The Federal Reserve lowered the Federal Funds Rate by 1/4%, so why did mortgage rates rise?

With construction, there are far more variables from cost overruns, scope changes, interest reserves being depleted by unexpected Fed rate hikes, and countless other issues that can surface over the life of a project.

If you have cash reserves and stable income, it is time to take a good hard look at the market again.Contributing factors:1.

These changes don’t involve physical alterations to the property but instead adjust how housing services or policies are administered.Examples of Reasonable Accommodations:Allowing a service animal or emotional support animal in a “no pets” community.Providing a reserved parking space closer to the resident’s unit for someone with mobility limitations.Permitting rent payment by mail or online for a resident who has trouble visiting the office.Extending rental deadlines temporarily due to hospitalization or disability-related delays.Landlord Responsibility:Landlords must approve reasonable requests that do not create an undue financial or administrative burden.Requests should be handled promptly and confidentially.You may request verification of the disability or need for the accommodation (especially if it’s not obvious), but you cannot ask about the details of the disability itself.Tenant Responsibility:The tenant must make the request (verbally or in writing) and explain how the accommodation relates to their disability.The tenant must continue to follow all lease terms unrelated to the accommodation.What Is a Reasonable Modification?

Tes, keep it clean and lender‑friendly: have the purchase contracts show true market value, then reflect the discount as a seller credit labeled “gift of equity” from your parents, backed by a signed gift letter and proof they own the properties; expect the lender to require an independent appraisal, standard reserves, and that the gift only covers down payment/equity, not your required closing costs on some programs.

And does nothing for 97% of the BP investors that don't even have 5% down, and 2% of BP investors that have 20% down but nothing else reserve wise & can't underwrite even remotely ATM or ITM.