We’re financing at roughly 75% LTV with a 20-year amortization and an initial construction period at 7.75% interest, dropping to 6.63% once we transition into permanent financing. 

My civilian position is not on a 3 year limit, so I am permanently staying.

From a PM perspective, it can get frustrating when a "temporary fix" is all that will be approved (and then it never turns into a permanent fix.)

That’s how you build permanence without probate.Then, turn your kids into investors early.

I live in Puerto Escondido, have been here for 4 years and am just a few months away from my permanent residency.

And remember, the accelerated depreciation benefit is mainly a timing advantage: you’re pulling future deductions into the first year rather than creating a permanent savings.Good thread. 

Number two, bonus depreciation became permanent law with the recent budget bill signed into law.   

Since you own the land you’re in a strong position.Look for Georgia-based community banks or credit unions that offer construction to permanent loans for small investors.Set up a proper business entity like an LLC or S Corporation before starting construction to separate liability and qualify for tax deductions.Keep detailed records of all build costs as these become part of your property’s basis for depreciation.Once completed you can use cost segregation or accelerated depreciation to lower your taxable income.Consider lenders offering DSCR or investor-focused construction loans.

This could be a construction loan from a local bank or credit union, possibly combined with permanent financing once the building is leased up. 

First, there are almost no options for permanent financing on a manufactured home (MH) when it won't be a primary residence.