I have several criteria but if I had to narrow is down to my top three. it would be1 - School ratings above 82 - Safety (crime, or the lack thereof)3 - The numbers - Property prices, rent pricesIf the school ratings and numbers are not what I want, that city is immediately eliminated.

. -- Recognize that I like to 'try and understand and then explain why' for every move I make (thanks grad school).

@Marc Winter The rumor around town is that most PM's are at 85% occupancy rate but it is really hard to tell since there isn't a reporting agency.

We just got updated rate sheets today and rates went up

If interest rates fall, that could push things up. 

When the world slows down, the people who pay attention start lining up their next move.And right now, there’s something worth paying attention to:Mortgage rates just hit 6.06% — the lowest levels of 2025.If you’ve been waiting for a window to refinance or restructure anything in your portfolio, this is the cleanest shot you’ve had all year.

There will be one more FOMC meeting in December which will determine whether another rate cut is on the table.

Rates are slightly lower today.

Mortgage rates are sitting at 6.04% today.

This one is a newer build townhome in an A-class Bluffdale neighborhood — great location, newer construction, and easy to manage long term.Property OverviewProperty Type: Townhome – newer build, A-class neighborhoodPurchase Price: $480,000 (market value)Down Payment: $70,000Underlying Loan Balance: about $410,000Interest Rate: 2.375% fixed through December 2051Loan Start: December 2021Monthly P&I: $1,755Taxes/Insurance (Escrow): $470Total PITI: $2,225 per monthRented: $2,495 per monthServiced through Escrow SpecialistsProtection: Recorded Notice of Interest on titleWhy I Bought ItThis isn’t a big cash-flow play — it likely breaks even after reserves — but the rate was too good to pass up.