Quote from @Erik Estrada: Quote from @Jason Wray: Erik,I am not sure and would never talk in a bad way about any business unless I used them but in the last 8 months I have had several customers reach out to fix what they could not accomplish on really basic overlay issues.I have been seeing a lot of these other AI type LOS type companies drop the ball during the electronic Approve U style 1003/1008 deals that lack typical DU/LP findings.Back in the day we would target this type of company data to reach out and either help on the 6-12 month refinance or the aged leads.   

One vanity style.

Even a small cottage style business can create risks if something goes wrong or if customers start coming to the property.It is best to maintain the property strictly as a residential space and avoid activities that could impact your insurance, the other tenant or your liability as the owner.

Padsplit-style income is great, but only if the demand is strong and consistent.2.

It is a studio style tiny home on 5 acres, designed as a high-end couples retreat in the woods.

Today was a big step forward. Not because I landed a deal or made a ton of calls—but because I made real progress in figuring out where I’m heading, and more importantly, who I’m doing it with.

What I Learned Today
1...

I’m looking to build a solid relationship with someone who understands the BRRRR-style model and is comfortable working with this type of tenant setup (sober living, structured housing).Appreciate any insights or recommendations, especially from those who’ve built strong lender relationships over multiple deals.

The numbers offered a clean spread, making it an ideal wholesale-style deal.

You can’t assume the new build down the block is your comp if it’s a different style or sits in a more uniform pocket.

The right choice depends on your goals, your management style, and how you want your portfolio to behave.