Does it make things more "affordable" - of course - through financing terms. 

Quote from @Adam Macias: A 50-year mortgage sounds like affordability — but it’s really it'll be debt that never ends. lolOn paper, stretching a mortgage from 30 years to 50 lowers the monthly payment, yes.But in reality, you’re paying far more in interest while barely building equity for decades.If you buy a house at 25 years old if you're lucky, you'll be 75 when the mortgage term ends...It’s housing that feels like ownership but functions more like renting — just with a longer contract and a higher total cost.The real problem isn’t the length of the loan.It’s the affordability crisis that’s forcing people to consider lifetime debt as a solution.Until we address prices, wages, and supply, extending loan terms only delays the inevitable...The further elimination of the middle class chasing the American Dream of owning a home. 

Why Philadelphia is the Next Hotspot for Real Estate Investment: A Case Study of 5000 Florence AvePhiladelphia remains the most affordable major city in the United States, making it an attractive target for investors seeking strong appreciation and cash flow—especially as savvy investors are flocking here from NYC, Boston, and DC.

Bottom line is that rents are rising steadily—2–3% annually—while still offering strong affordability when some markets have been declining.Population GrowthThe metro area population has climbed from about 2.195 million in 2020 to 2.254 million in 2024—roughly a 2.7% increase over four years, adding nearly 62,000 people (+2.8%) between 2020 and 2024.

Guidelines to follow:Only buy in low-cost markets if your costs stay under 75% even after paying for two major capital improvements, such as a new roof and a new water service line.Make sure you can eliminate all obvious safety and health hazards—like broken sidewalks, missing railings, lead paint, or poor lighting.

When your poor, you live where you can afford to live. 

Affordability will naturally go back down.1.  

New Orleans, LAthere's Tulane university and 2 large health systems owning several hospitals across the city (Ochsner and LCMC). 

Quote from @Michael Wells: Hey everyone,My name’s Michael, and I’m an independent health insurance agent currently pivoting into real estate investing full-time.

Disagree, may get an initial bump but comes down to affordability and homes are still not affordable for many.