But seems the growth in the long run of stocks over my low ROE might make it worth while and would have less landlord issues with the property being sold.

Japan buy their own debt, reduce US debt.  

Refi the current rental to reduce the rate and buy another...just don't overextend.

@Tal HalperinInvestors are definitely active in Greater Cincinnati, especially around the older SFR and duplex stock where value-add opportunities still exist.

Over all it went well, however because of the age of the housing stock the capex killed me.

The numbers also dictate whether or not you should buy a property in the first place. 

Details:Purchased in 2020 for $350kCurrent value around ~$500kLoan balance approx ~$270k @ 2.8% fixedI would buy 50% interest for ~$113.5k (50% current equity)Plan:Dad (76) is retiring after the first of the year and is looking to downsize.

Invest in stocks?

Here's what I tell my investor clients: Buy and hold is a long term strategy.

That's "investing" in real estate vs "buying" real estate (using some % rule).Most of us invest in both the stock market and real estate and we have no reason to buy real estate unless it generates returns that far outpace the stock market.