It's unlikely, but assignments might be banned one day.

I also was banned.

Quote from @Steven Werner: NYS is looking to ban STR's statewide.

Rabbu and AirDNA will put the info from illegal STRs into their matrices.It will take AirBNB and VRBO to crack down on illegal STRs and for the municipalities to really do their job when it comes to banned STRS.

While tourism is important to the city, there are many other industries and I don't necessarily think the ban will decrease the number of tourists and many locals are complaining about the overtourism anyway it might not be such a bad thing if the numbers decline a bit.As Erwin suggested, there are areas that are indeed more favorable for short-term rentals.

One of the biggest shocks is the ban on collecting any guest information.

The “no-HOA” advice is mostly about control and risk: • Rules can change — some HOAs suddenly ban STRs or add rental restrictions. • Fees can increase, cutting into your cash flow. • Enforcement can be strict, which adds friction if you’re trying to run it as an STR. 

Getting banned from the site for egregious conduct would not change anything other than just getting you banned from the site, so if you want to delete your account contact [email protected] 

What benchmarks should I be targeting (1% rule for rent and 8-10% CaC return seems difficult in my market - Philadelphia, PA area)4.

Yeah this will show up in a CLUE report. 2 or 3 claims in 3 years will get you banned from most insurance companies.