Seems sketchy, have to take into account the low credit score. 

I am currently looking into applying for a credit card in hopes of liquidating the credit limit via bank transfer, and I am curious if anyone has experience doing that.Main concerns:1) How badly does it ding personal credit?

I'll be watching for the answers, but my two-cents: credit card leveraging is expensive and fraught with many possible perils...

I would be paying off any and all credit card debt first as that's going to be the highest interest rates.

This means, I was able to open some new credit cards and now every month I pay off my HELOC with my credit cards, then just as my cards are about to close for the month, I pay them off with my HELOC funds.

No booking fees for guests or owners, although you can purchase extras(which I have not had the need to add) Can use either Stripe or Square to accept credit card payment or take payment on your own by whatever payment you prefer.

I primarily want to automate rent reminders, late fee warnings, send blanket text messages, as well as have a user friendly app or website platform where my tenants can make ACH payments, or possibly even pay rent with a credit card.

My question is, should I focus on paying off my debt which is credit cards and a car loan roughly about $20,000 in total and go to the closing table with no debt with enough for closing cost and a little bit in reserves or should I focus on saving more for closing costs and reserves and go to the closing table with more cash in the bank account?

Number one: You should just lower the credit score a bit.

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