The list doesn’t need to match anything from lease signing, just reflect current costs.

This is the exact reason why you never collect just one month rent as a security deposit.

Always keep marketing the property til the security deposit is received 

Here's how I do my due diligence:1) Portfolio matching: (takes 30 seconds per deal)a) Have an educated opinion on where I think we are in the real estate cycles (financial and physical market cycles)b) Then and only then do I pick the strategies, capital stack, and specialized asset subclasses that make sense for that opinion.

Reconcile Every Bank, Credit Card, and Loan AccountIf your balances don’t match, your P&L and balance sheet won’t be accurate.

How much do you charge for a security deposit?

If it’s in town show them a bank statement and corresponding deposits matched up with rental dates?

I also upload all of the breeds my insurance won't cover, so in the event a potential Tennant uploads documentation that matches one of the restricted breeds, they're automatically disqualified.

I had a tenant who had a Surety bond with Assurant for the security deposit, but they are getting out of the business and are not renewing any of their policies. 

It’s not that it can’t be done — it’s that most lenders want:One unified lease covering the whole property, not multiple individual ones.Market-rate long-term rent comps that match what they can verify (hard to do with individual rooms).Here’s what a lot of investors do to make it work:Have a single “master lease.”