Quote from @Sean Rowan: Quote from @Doug Smith: It's always been my experience that this is the big disconnect and, if we could all simply own up to our weaknesses, embrace our strengths, and find complimentary players, the lending process goes much, much better.

Stay curious, keep learning, and embrace every challenge as a stepping stone to success.

Quote from @James McGovern: Is there any guidance published on tactics that new home builders should embrace such as one sided contracts to excessive markups on upgrades?

So, embrace the journey, and don't forget to celebrate small victories along the way!

I embraced new strategies, kept myself updated with market trends, and adjusted my assumptions accordingly.Continuous learning became my mantra.

Then, you'll see increased efforts of penetrating it but also saving it. 

Streamline the process with models or spreadsheets and embrace the evolution of underwriting skills through continuous learning.

The solar panels may actually increase your insurance costs or create coverage gaps since they add roof penetrations and expensive equipment—verify your policy explicitly covers solar panel damage, removal/reinstallation after roof repairs, and inverter replacement.

Embrace technology and innovative tools that can streamline your processes and enhance your efficiency.

Maybe not in the short term, but definitely over time.I think part of the answer is to stop thinking “stick built only” and embrace what I’ll call "Precision-Built Housing" (simply because of the stigma "manufactured" has).