Normally, to do what I want to do, you would need to have about 20% down (150k), but because I'm going to live in the property I only have to come with 3.5% to the table for the property.

Obviously that doesn't fit everyone's lifestyle, but an extreme example of wealth building.

Instead of “trading up” our lifestyle every time income increased, we saved up and bought more rentals.

But about three years ago, after getting tenant calls on Christmas Day and again the day after, I did a lifestyle check.

Earning an income that supports my lifestyle while doing what I love, funding future projects that I'll probably never get to see, being able to spend as much time as I want with the most important people in my life.

I am an Executive in a life sciences company which takes the majority of my time and I have no intention of stopping that, but want to build a larger rental portfolio to have other financial / lifestyle options in 10 years. 

I've seen your questions and always happy to help @Barbara Johannsen, Moving from landlord to lender changes everything from liability to lifestyle.

House hacking and long-term rentals are a powerful combo, especially in a place like the Jersey Shore where you’ve got both lifestyle appeal and strong rental demand.Your passion and clarity of focus will serve you well: keep showing up, stay curious, and you’ll find plenty of like-minded investors here.

In 10–15 years, I’d love for real estate to fund my lifestyle. 

You want to keep the same lifestyle.