I live near Grapevine in the middle of DFW, and am a part of a Commercial RE firm here (Silver Oak Commercial Realty).

Like Jason mentioned, chipped paint, a missing cabinet drawer, or any other minor issue results in a "Subject-To" appraisal, meaning that the identified items must be repaired before the appraisal can be accepted by the lender.

- For the loans sold to Oak Harbor, which entities were those loans from?

My concern is selling now and later regretting it if our kids end up here and it’s priced out.Options I’m weighing:Sell within the next year and use the §121 exclusion.Pros: harvest tax-free gain; redeploy into 3–5 cash-flow rentals; simplify; diversify.Cons: lose the “legacy house” in a prime area; potential regret if kids want to live here later.Keep and re-rent for cash flow and appreciation.Pros: maintain foothold in an A location; optionality for kids later.Cons: likely forfeit §121; future sale may need a 1031 (adding timing/loan complexity); modest cash flow now.Hybrid ideas I’m open to:Sell now, earmark funds in a conservative bucket to help kids buy later (if/when they move back).Sell part of the equity via HELOC/portfolio loan, keep the house, and still buy rentals (trade-off: leverage/risk).Move back in later to re-start the §121 clock (understanding holding costs/complexity and tax rules).Questions for the group:In a scenario like this, how do you weigh tax-free equity harvesting now vs. long-term optionality in a blue-chip location?

They provide great customer service, multi-billion dollar-sized marketing, and incredible insurance on top of letting us chip in on their reputation.

Quote from @Shahab Ahmed Qasim Smoqi: Denton, Blue Mound, Saginaw, Haltom City, River Oaks, but really if you are focused on 2-3-4 there are so few for sale and so few I would consider as good house hacks, you really have to be open vs target a specific city or area in my opinion. 

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Also, when you set a budget for PPC you may not be the highest bidder but put out what you can spend, close a deal and chip in a little more.

Agree, for me white appliances or yellow oak anywhere but the floor is an immediate scroll past. 

I would also consider the following areas East Garfield, Bronzveille, Humbold Park & Austin (As close to Oak Park as possible).