I'm a US citizen, however have resided in Australia since I was 6 so have zero US income, residence or credit history.We own property in Australia with strong credit and employment history and visit the US regularly.We would be looking to purchase LTR's with a mortgage in the $100-$150k range and would have at least 20-30% to put down and potentially more.We're enquiring via a couple of international lenders however I was curious if anyone here had any advice or experience in this area?

Mezzanine: How to Choose the Right Tool for Your Capital StackEvery investor hits that moment when senior debt isn’t enough—but bringing in more equity feels too expensive.

Can confirm the Dragons Tail can be a senior citizen tour especially during the fall and tree color change.

When it comes to structuring a deal, most developers focus on the capital gap — but lenders focus on readiness.Over the last few years, I’ve noticed that deals move faster (and get better terms) when the borrower has a clean due diligence stack ready before approaching mezzanine or bridge lenders.Here’s a quick checklist we use internally before structuring mezzanine capital between $1M–$100M+ :✅ Updated project financials✅ Detailed pro forma with realistic DSCR assumptions✅ Rent roll or trailing 12-month P&L✅ Capital stack breakdown showing senior + subordinate layers✅ Clear exit or refinance planHaving these ready builds lender confidence and speeds up funding timelines.💡 Curious — for those of you who’ve raised mezzanine or bridge capital recently:What’s one document or metric lenders focused on the most during your due diligence?

I am currently doing some property maintenance and repairs on a privately owned senior care retirement facility with 100% occupancy with 12 residents.

It aims to redistribute US trade revenues to American citizens, excluding high-income earners, and is framed as a "reward for hardworking Americans" who support domestic production.

Yet good sponsors are still closing — by engineering smarter capital stacks, not waiting for rates to fall.Here are 3 structures we’re seeing work right now 👇1️⃣ Senior + Mezzanine LayerWhen banks stop at 65–70% LTC, adding a mezzanine layer pushes leverage up to ~85%.It’s structured debt — not equity — letting sponsors close gaps without dilution.2️⃣ Preferred Equity Replacing MezzWith mezz pricing tightening, many sponsors are pivoting to preferred equity — same position in the stack, but with more flexible terms and upside participation.Often used when senior lenders won’t allow a true mezz note.3️⃣ Bridge with a Construction TailBridge lenders are extending into stabilization periods, giving developers time to lease up or season cash flow before refinancing into perm debt.That flexibility can make or break timelines right now.🧩 Why this matters:Capital creativity is the difference between paused and closed deals.The capital stack isn’t fixed — it’s engineered.💬 Question for the group:What’s the most creative capital stack you’ve closed (or seen) in this market?

It is owned by the state, who then provides it to the citizens.

First step is to confirm the senior lender will accept mezzanine debt as part of the borrower's capital stack because most won't. 

That’s a solid move — taking a property most would overlook and turning it into both a profitable and purpose-driven asset.We’ve been doing something similar through our Home Asset Conversion model, helping property owners reposition underperforming real estate into veteran and senior shared housing — with long-term leases, stable cash flow, and huge community impact.Sober living, senior living, and veteran housing all share that sweet spot: high demand, low supply, and mission-based investing that still hits strong numbers.Curious — did you self-fund the rehab or structure it with a partner/investor model?