I have 830 FICO, but The only hard money lender that seems to work with lower downs and rates is Easy Street Capital. 

Hey BP,I’m reviewing an infill lot in the Spartanburg SC area and wanted some local insight from builders or investors active in the Upstate.Basic details:• Sierra Rd area• ~7,350 sq ft• Public water/sewer at street• No HOA• Several new builds nearby in the $260k–$265k range• Needs clearing/gradingI posted the full breakdown in a Classifieds listing per BP rules, but I’d love to hear from anyone familiar with recent new-build activity in this pocket or who has experience building in this part of Spartanburg.Thanks for any feedback.

Quote from @Kimberly Porter: Has anyone had any experience with The Hard Money Co (also known as F Street Investments).

Purchase price: $325,000 Cash invested: $100,000 One of the projects I’ve worked on is the Kismet Sober House at 793 Main Street in South Portland, Maine.

You will likely get some bad reviews over this.Are there any other STR'S on this street?

Hey @Jiovani Motsebo Nengoue - whats the other cross street on Phillips?

🏡 Success Story: Young Street, Richmond, VAWe purchased Young Street off-market on May 23, 2025 for $173,000 — a hidden gem ready for transformation.With a targeted $50,000 renovation, we completely reimagined the home:✨ Added stairs to the attic for full access✨ Finished out two spacious rooms upstairs✨ Installed a brand-new full bathroom✨ Staged it to perfection for maximum market appealJust 4 days after listing, it sold on October 27, 2025 for $390,000.💰 Purchase Price: $173,000🔨 Renovation Cost: $50,000🏠 Sale Price: $390,000📆 Days on Market: 4💵 Profit (before closing costs): ≈ $167,000This project is a perfect example of how creative vision, strategic upgrades, and professional staging can turn an overlooked property into a massive win.We didn’t just flip a house — we created opportunity, equity, and a story of success.

There is one just down the street from me, and the neighbors don't like it at all.

I’m reviewing an infill lot in Spartanburg SC — around 7,350 sq ft with utilities at the street — and I’m trying to refine my analysis process on new-build lots.Nearby new homes are selling around $260k–$265k.I posted the full details in a Classifieds listing, but I’d love general feedback from anyone who’s evaluated similar lots.Thanks!

I have a solid plan but no money and I'm not willing to gamble on a first bad deal putting my family on the street.