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My wife and I are both school teachers.

.: If you read that as "SubTo IS Mortgage Fraud" go back to your 4th grade teacher and apologize for not listening in class about sentence structure.Subject To is legal, when done legally.The problem comes in when you fill out lending or tax forms and you omit information.

Please leave any comments, ideas, advice, stories, etc below!

If you would like to discuss in more detail please colleague request me or send me a private message. 

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First, I’d like to thank everyone who takes the time to read my post and offer support or advice in any way. I truly appreciate it — I know time is valuable and life is short, so your attention means a lot to me.
My ...