Can this be done in conjunction with a traditional loan?

Absolutely, alternative lenders are definitely filling gaps left by traditional banks, especially for investors who need speed, flexibility, or deals that don’t fit conventional guidelines.

Win the lottery and have lots & lots of moneyYou could also team up with someone that has lots & lots of money, but that usually ends up with lots & lots of hassles.I chose creative financing and it's worked out very well for me.

Norada has no guidance or infomation on that.I was really excited to buy my first investment property because of the high price of entry on the coast but I would have been better off taking that money and buying eggs or lottery tickets or at least Tbills. 

If you and the property qualify for traditional financing that should be far and away the best financing possible. 

When the math works, this can absolutely generate strong cash flow with lower upfront investment than traditional rentals!!

Most likely this type of land will be gone gone in this area in two years.I can not afford this land/finance it via a traditional route so I am looking into alternative ways to finance it.

Duplex purchased in 2024 - First deal, Turn key, traditional Side by side, 1980 build in good area (same suburb where I live)Listed on MLS for $325k, accepted $300k on land contract with 20% down at 5.5% interest with 5 year balloon and 25 year am.

I'm wondering if I'd get a better deal & lower down payment options if I move away from traditional lending.

Are you sticking with traditional lending, or exploring other routes like private money or partnerships?