Break it once, and people remember.

I remember I protested my taxes one year and ended up losing my protest.

Been investing my as long as I remember but largely in public markets.

Quote from @Jeff Hamann: @Derik S.With USDA loans, just remember that location can absolutely be a dealbreaker.

It might be a seasonal and geographical change, but I remember that when I helped a friend and co-signed on a lease --- we had to fill an application and pay for a background check BEFORE we were shown the property. that was 2021 or '22 though.I remember that our application and credit check was good for 90 days or so and we could view multiple properties with that.

Florida is down almost 15% and Texas is following the same path.I bring this up because at a recent meetup some investorswere telling me they are willing to pay full price to beat the competition.That's an insanely bad move right now unless you're willing to come out of pocket to cover expenses to try to keep those houses afloat.Stop speculation for the love of the real estate gods STOP.The only time you lose money in a real estate crash is when you sell in bad timing...BUT you must remember that deals are only deals depending on how they were BOUGHT, not how they were SOLD.Heck, even in Denver the smartest investors I know are buying at even deeper discounts because they know DOM are going to be longer than expected.Get better at sales, get better at marketing, don't be romantic on any one market and we will survive. 

Responding within an hour makes you 7× more likely to turn that lead into an actual deal.You don’t need to memorize the stats.Just remember this:Speed equals trust.Speed equals momentum.Speed equals money.When a seller reaches out, they’re already stressed, overwhelmed, or ready to be done.

Assuming you’re looking for an investment property, you’ll probably be targeting something around $250k or less with $50k down (and remember you’ll have 3–4% in settlement costs on top of that).With that budget you’ll want to focus on the true tertiary markets — Lakeland and Ocala are usually where my clients still find duplexes that cashflow after insurance and expenses. 

Remember, persistence and a positive attitude are key as you navigate this dynamic field.

Basically, it remembers what you said so you can focus on the client instead of your phone.Before we get too deep into development, I’d love to hear from the pros here: Does this sound like something you’d actually use — or does it still belong in the AI buzzword pile?