If you decide to move forward with debt consolidation, make sure you carefully research the company you’re working with.

Interested in how others have collected, whether to use a lawyer or a debt collection firm.

if your a new RE investor hoping to use a conventional, fha, or va loan then DTI is important.I think experienced RE investors are not usually impacted by DTI.My RE debt is ~60 times my yearly income or using your formula is 483% (over 10 times higher than OP indicated as the sweet spot).  

I've just never taken on any kind of business debt, so this is new territory for me.Regarding a HELOC, I've owned the house for slightly over a year, it is my primary residence, and I also rent it on Airbnb.I will check out the companies you mention, assuming WF is Wells Fargo?

So bottom line is that TICs have, for the most part, no debt associated with them so it is typically not a good solution if you have a mortgage to come along with you on the exchange but of course if you can find a lender to fund the debt by collateralizing an alternative investment, then you are good to go. 

I am considering the following options: contributing to a 401(k), paying down high-interest debt, funding an HSA, and making a backdoor Roth contribution.Thank you.Best,Zeni KharelWhile there are some universals, everyone’s circumstances are different.

The long-term fixed rate trade is an excellent one with time on your side.If you're building wealth, older,  and have obligations, it's likely best to find a happy medium and understand to eliminate debt appropriately.

It essentially gave us a blank slate to work with as it eliminated all foreign marketing companies from texting because you need an American LLC to become compliant.

Eliminating shark bite and using pet fittings can be done yourself 

For RE owners, death allows you to pass assets to your heirs and step up in basis, effectively eliminating recapture.