There are policies specifically for busted sewer/water pipes on your property. 

Meaning it will step in only if you exhaust your primary GL coverage.

Do a little, take a draw, exhaust that small draw, take another draw, exhaust that in days and need another. 

Check with local contractors but I suspect a 2” to 3” pipe is required. 

Of course, this is not an exhaustive list so I'd love to see what else is shared. 

. -- This happens in many homes around the country whether they are managed or not, whether they are for rent or not, whether they are for sale or not. 2) Damages: "I had to cover the rehab costs myself due to winter conditions and the risk of frozen pipes."

Hey Tyler we hate to hear that your experience was negative sincerely we would have hoped that we could have come to a resolution we know that you and your partner had made a request that we do $800 of work that was unfortunately not in your scope of work at the time we had exhausted $4900 in additional work to ensure the property was to satisfaction which included a new hood range upgraded lvp flooring additional framing  new window and a paint upgrade from a single color format to a multi color format and can lighting all of which was never in the original scope and unfortunately when we requested that we do the work you declined I’ve attached before and after videos of the home for reference https://www.dropbox.com/scl/fi/h0ddll4cyp5g5gq12o73s/Video-J... always twos sides to these stories.. 

So over the last year I dealt with houses with roofs with gaping holes in them, mold damage, rain damage, broken sewage pipes, stolen water heaters, an ancient electrical panel that had caught on fire, my grandmother's metal shed being stolen by a hoarder tenant, my dad also being a hoarder, and even some fun squatters.

I just did a rental that had to be basically redone top to bottom, and we had to do everything from remove a sub panel that we did not think we had to do to re-pipe a lot of the house due to the old piping and moving the kitchen around. 

The biggest challenge was that the house was build more than 45 years ago and only had one owner, hence there were a LOT of old things and piping and wiring and insulation, and so on.Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?