One common complaint in real estate from homebuyers is the difficulty in getting timely responses by busy agents thus major real estate brokerages use chatbots to extract leads and qualify them.

This is a great way to extract equity, but I don't see how you could do that with owner financing.You could potentially create enough value where the downpayment of the next buyer is much higher than the downpayment you put down, and you then charge a few points extra.

I would put my cash flow against any residential (<5 units) against anywhere if we were using purchase cost versus realistic estimate of expenses (note this would be as though I had not extracted any value, in reality my cash flow is modest because I have extracted value regularly).How would my cash flow be so great?

You have to be prepared to really push yourself to extract the maximum potential value. 

They never came back to monitor the equipment.Would appreciate any advice on fair value of extracting water for 2 hours with 2 people.

There should be an AI agent in a form of a chatbot that has access to the internet and the realtors listings, so it can answer the users inquiries and also extract the user's contract data, so the agent can close them later on.I have spoken with realtors and investors about using an AI agent and they are either scared that AI will take their jobs or are afraid that it might say something foolish.

Why would the rates have anything to do with whether you extract all your cash unless you are referring to lower LTV necessary to get positive cash flow.  

It is perhaps my favorite meetup that is not associated with a larger group (such as SDRE, NSDRE, SDCRE).For the most part the lenders only lend on non owner occupied ADU, at low percentage of ADU addition costs because they know that usually the value extract will be significantly less than the ADU addition costs.  

Competent counsel in most parts of the US will cost $15 - 20k to get to the point of being prepared for trial, so likely after your attorney extracts the most he can reasonably expect out of you he will recommend settling - that means you giving up any profit you made, or throwing g in more money accentuating any loss.  

So I’m exploring two main options to access the equity:Cash-Out Refinance – Refi into a new loan and extract equity while keeping the new PITI close to what I’m currently paying, to maintain positive cash flow.HELOC – Use a home equity line of credit to access funds for a down payment on another property (not a full purchase), potentially maintaining the current loan.Both strategies would be used to fund a down payment on the next property, ideally one that cash flows well even if I can’t force value immediately.Questions for the group:Has anyone here successfully scaled in a tighter market like Oxford where value-add deals are rare?