HOA unfortunately won’t allow a hot tub so was thinking of installing a sauna and steam shower with heated tile bathroom.

She has a broken jet tub that she wants to replace.

Out with the bathroom/tub and in with a walk-in shower, new tile and vanity, rebuild the deck completely with trex deck and railing and raise it all to one level (about 1,200 sq ft of deck on an 800 sq ft cabin).

I do agree with the hot-tub photo though, I think you could do better than that.

Then replacing flooring, repainting several areas, redoing bathrooms because the tub had to be pulled, and replacing cabinets that were pulled and damaged when removed. 

So I don't spend any $ on a mower of any quality, I instead get new windows, a hot tub, update kitchen. 

New Orleans, LAthere's Tulane university and 2 large health systems owning several hospitals across the city (Ochsner and LCMC). 

Quote from @Michael Wells: Hey everyone,My name’s Michael, and I’m an independent health insurance agent currently pivoting into real estate investing full-time.

For less active income (some would refer to as "passive income"), without a job, you're going to need to get a dscr loan but you'll also need to have a balance sheet to take the property down meaning you're probably going to need to partner.I would also try to see if you can improve your health issues before you start this new venture.

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