Things like excessive dining out, bad habits, subscriptions, or impulse purchases and showing how redirecting those funds can lead to meaningful progress toward buying property.

And as corporate layoffs in October were at their highest for the month in 22 years, we have some rough waters ahead in terms of consumer discretionary spending.

Is the consumer holding up?

Specifically:- Estimating cash flow- Evaluating long-term appreciation potential- Understanding neighborhood demographics- Estimating renovation costsI’m working on a tool where:- You paste a Zillow link.The system uses AI to:- Analyze cash flow potential via Rentometer rents- Predict appreciation based on historical trends- Break down local demographic dataGoal: Automate the time-consuming parts of deal analysis and help investors screen properties faster. 

Would you be open to sharing what your toughest or most time-consuming tasks are?

I’m consuming as much information and learning to analyze deals.

Kiavi, Lime One, etc.. all have active NMLS licenses even though they do not originate any consumer purpose loans. 

.📉 Consumer Inflation Better Than ExpectedInflation came in cooler than expected in September.

It is not productive and will ultimately hurt the consumer.

Use an RMLO if this will be a consumer loan.