We haven't had any claims (knock on wood), however premiums continue to climb.Has anyone used an independent insurance broker to shop around for an entire portfolio before?

Quote from @Alfredo Alfaro: Hello Everyone, I am currently wanting to shop around and see if there are other Builders Risk insurance companies for investors.

Sellers will accept their offer based on a local lender's PA they trust and then the buyer shops for the cheapest rate online.

Looking for funding options (hard money lending primarily) and home shopping. 

Right now, it’s the 1 or 2 man shops overpromising on BRRRR deals, especially when it comes to renovation budgets.

Quote from @James McGovern: During my last visit to Florida for home shopping purposes, I ran across a few builders that had excessive markups on upgrades.

Currently working at a family office helping to run their real estate platform and closed-end funds ($200M+).Previous experience at Hines out of their DC office working on master planned community development, 3M SF mixed-use development, predevelopment for various other projects, and a life-science acquisition.Prior to Hines, I worked for three years at a GP PERE shop doing acquisitions east of the Mississippi.

So now I'm shopping a new insurance company.California's law has held insurance rates artificially low in that state. 

Hi Luis,Thanks for sharing your thoughts — and congratulations on the success of your barber shop!

We have updated kitchens, remodeled bathrooms, painted, flooring- it’s a great house on a safe block near a park and shopping/restaurants in Dundalk, MD  Is this all a normal part of renting a property or do I need to be more aggressive with my marketing or following up on the screeners?