What surprises have you run into once the walls came down?

They’re convenient, but the downside is you often don’t get the full SSN or DOB for your records.If you ever need to collect on a debt or get a judgment enforced (like garnishing wages), having the full SSN and birthdate makes things much easier for your attorney or collection agency.

Honestly, Figure is a very convenient option for people who need funds in 96 hours or less, but there are quite a few HELOC options that are 1-2% lower rate with 5-10 year draw periods out there. 

It’s especially convenient for smaller rehab projects where you may not need coverage long-term.DM me if you'd like a recommendation!

Those extra steps catch fraud, false documents, and applicants who might otherwise slip through.In short, don’t just “check the box” because a package looks convenient—make sure the data behind it is accurate, current, and reviewed by people who understand housing compliance.

I’m looking to learn about your path to success, challenges you faced, daily responsibilities, and tips for beginners.If you’re willing, I’ve prepared a short set of 15 questions that you can fill out at your convenience, or we could have a quick chat.

This part of town seems to offer more affordable options while still being relatively safe and convenient for students.The goal is to:Provide housing for our daughter and her friends starting January 2026 (spring semester).Structure the purchase as a primary residence, so we can qualify for better mortgage terms.Include myself, my husband, and my daughter on the mortgage application to strengthen our position and meet the owner-occupied requirement.Convert the property to a full rental down the road once she graduates.We think the $30,000 should cover a 5–10% down payment plus closing costs under the primary residence structure, and the property would serve as both a short-term housing solution and a long-term investment.Would love advice from the community on:Does this sound like a smart way to combine student housing with a first-time real estate investment?

I've successfully worked with quite a few clients on acquiring LTRs in Surprise/the west valley. 

Otherwise, working virtually is just the same (if not much more convenient).

Send me a message at your convenience!